“I need a giant pile of cash.”
Truth: Saving is part of it, but it’s not the only path. Down payment assistance, seller help with closing costs, and the right deal structure can change what you need up front.
Metro Atlanta first-time home buyers
You work hard for Atlanta. You’ve earned a piece of it.
Home Hunters helps hard-working Atlantans find a house with potential, connects them with a loan that covers the repairs, and stays with them until they have the keys.
Built for first-timersPlain English, start to finish
Purchase + repairFix-it financing explained
Local to AtlantaMetro-wide perspective
Free educationWebinar open to everyone
This is for you
The people who keep Atlanta running.
You fix the cars.
You teach the kids.
You care for the sick.
You run toward the fire.
You keep the lights on.
You keep this city moving.
You’ve earned a front door with your name on it.
Straight talk
Your first home doesn't have to be perfect. It just needs potential.
Most buyers compete for the same move-in-ready listings. Overlooked homes (dated, tired, or simply passed over) can be the smartest way into Atlanta when you know how to evaluate them and how to pay for the repairs.
- Spot potential, and avoid the money pits
- Roll repairs into the mortgage with renovation loans
- Build a team: lender, agent, inspector, contractor
- Know exactly what to do this month
Start here
Three guides. One clear path.
Everything you need to go from "someday" to a signed offer, written for people buying for the first time.
01
First-time buyer guide
The full Atlanta roadmap: credit, budget, pre-approval, assistance programs, offers and closing.
Read the guide 02Buy + repair financing
FHA 203(k), HomeStyle and other renovation loans, so you can buy a project and fund the fix.
See how it works 03Overlooked homes
A practical checklist for telling real potential from expensive problems before you offer.
Get the checklistThe Fund & Fix Plan
You're not doing this alone.
Most agents show you a listing and call it done. We walk with you from the first showing to the last coat of paint.
We find it with you
The homes most buyers scroll past, and the potential they miss.
We line up the loan
One loan for the house and the repairs, through experienced renovation lenders.
We help you fix it
Contractors, bids and a plan, finished your way.
You move in
Keys in hand, with a team behind you.
Free class · The Fixer-Upper Advantage
Save your free seat.
The Fixer-Upper Advantage is a free online class for Metro Atlanta first-time buyers: which programs offer down payment assistance, how to get a 203(k) loan that covers repairs, and how we help you through every step. Get the date first.
- Free to attend
- Watch from your phone or laptop
- Bring your questions
You're on the list.
Watch your email for the class date and details.
Let’s clear some things up
What’s holding you back might not be true.
“My credit has to be perfect.”
Truth: Lenders work with a range of credit. Knowing where you stand, and what to fix first, matters more than being perfect.
“I need a perfect house.”
Truth: Homes that need some work often face less competition, and some loans let you roll the repairs into the mortgage.
Questions
Quick answers for first-timers.
The things people ask us most. Need more? Browse the full FAQ.
All questionsHow much do I need to buy my first home in Atlanta?
It depends on the loan, the property and your credit, and lending standards have tightened in recent years. Plan for a down payment, closing costs, inspections and a cash reserve. Down payment assistance such as Georgia Dream may help eligible buyers, and a lender can give you real numbers for your situation.
What credit score do I need to buy a house in Georgia?
Minimums vary by loan type and lender, and they change over time. A lender can pull your actual numbers and tell you what you qualify for today. Improving your score before applying can open more options and lower your rate.
What is an overlooked home?
An overlooked home is a property many buyers scroll past because it is dated, needs cosmetic or moderate repairs, or has been on the market longer than most. These homes often have solid structure and location, and the work needed is fixable. The key is telling potential from a money pit with a proper inspection and repair estimate.
Can I finance repairs when I buy a house?
Yes. Renovation mortgages such as the FHA 203(k) and Fannie Mae HomeStyle let you roll the purchase price and repair costs into one loan. Funds for the work are typically held and released as repairs are completed. Eligible repairs, limits and requirements vary, so confirm details with a lender experienced in renovation loans.
Stop renting “someday.”
Join the free class list. Learn how it works, and let us help you take the first real step toward owning in Atlanta.