/* Same system as the webinar page: emotion in navy and photos (Archivo, condensed caps),
   logic on blueprint cream (Inter). Original funnel palette. */
:root{
  --navy:#092e43; --deep:#061f2e; --teal:#26517b; --text:#163549; --muted:#4a6070;
  --cream:#fffaf0; --stone:#f6eedb; --gold:#f3c55c; --jade:#80e0fc; --jade-2:#01d3f6;
  --line:rgba(9,46,67,.14);
  --head:'Archivo','Arial Narrow',Arial,sans-serif;
  --sans:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font-family:var(--sans);color:var(--text);line-height:1.65;font-size:17px;overflow-x:hidden;
  background:var(--cream);background-image:linear-gradient(rgba(38,81,123,.05) 1px,transparent 1px),linear-gradient(90deg,rgba(38,81,123,.05) 1px,transparent 1px);background-size:28px 28px}
img{max-width:100%;display:block}
a{color:var(--teal);text-underline-offset:3px}
a:hover{color:var(--navy)}
:focus-visible{outline:3px solid var(--jade-2);outline-offset:3px;border-radius:4px}
[hidden]{display:none!important}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:6px;z-index:100}
.skip:focus{left:8px}
h1,h2,h3,h4{margin:0;color:var(--navy);font-weight:800;letter-spacing:-.03em;line-height:1.05}
h1{font-size:clamp(40px,5.4vw,64px)}
h2{font-size:clamp(30px,3.8vw,44px);margin-bottom:16px}
h3{font-size:22px;margin-bottom:8px;letter-spacing:-.02em}
p{margin:0 0 16px}
em{font-style:normal;color:var(--teal);background:linear-gradient(transparent 62%,rgba(243,197,92,.65) 62%,rgba(243,197,92,.65) 90%,transparent 90%)}
.wrap{max-width:var(--max);margin:0 auto;padding:0 44px}
.eyebrow{display:flex;align-items:center;gap:10px;font-size:12.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin:0 0 16px}
.eyebrow::before{content:"";flex:0 0 22px;height:2px;background:var(--gold)}

/* tape + header */
.tape{background:var(--deep);color:#c6d6e0;text-align:center;padding:8px 16px;font-size:13px;border-bottom:1px solid rgba(255,250,240,.08)}
.tape a{color:var(--gold);font-weight:600}
.hdr{position:sticky;top:0;z-index:50;background:rgba(6,31,46,.94);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,250,240,.1)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;height:68px;gap:20px}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--cream);font-family:var(--head);font-stretch:85%;font-weight:800;letter-spacing:.16em;text-transform:uppercase;font-size:15px;white-space:nowrap}
.logo svg{width:26px;height:26px;color:var(--gold)}
.logo:hover{color:var(--cream)}
.nav{display:flex;align-items:center;gap:2px}
.nav a{white-space:nowrap;text-decoration:none;color:#c6d6e0;font-size:14.5px;font-weight:500;padding:8px 11px;border-radius:6px}
.nav a:hover,.nav a[aria-current=page]{color:var(--cream);background:rgba(255,250,240,.08)}
.nav a.cta{margin-left:10px;background:var(--gold);color:var(--navy);font-family:var(--head);font-stretch:85%;font-weight:800;letter-spacing:.12em;text-transform:uppercase;font-size:13px;padding:10px 16px;border-radius:4px}
.nav a.cta:hover{background:#ffd36e}
.burger{display:none;background:transparent;border:1px solid rgba(255,250,240,.35);border-radius:6px;width:44px;height:44px;cursor:pointer;color:var(--cream)}
.burger svg{width:22px;height:22px}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:54px;padding:0 26px;border-radius:4px;border:0;font-family:var(--head);font-stretch:85%;font-size:15.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;text-decoration:none;cursor:pointer;transition:background .15s,transform .15s}
.btn svg{width:18px;height:18px}
.btn.gold{background:var(--gold);color:var(--navy)}
.btn.gold:hover{background:#ffd36e;transform:translateY(-2px);color:var(--navy)}
.btn.dark{background:var(--navy);color:var(--cream)}
.btn.dark:hover{background:var(--teal);color:var(--cream)}
.btn.line{background:transparent;color:var(--navy);box-shadow:inset 0 0 0 1.5px var(--navy)}
.btn.line:hover{background:var(--navy);color:var(--cream)}
.btn.full{width:100%}
.btn:disabled{opacity:.7;cursor:wait;transform:none}
.btns{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}

/* home hero: full-bleed photo, emotion */
.hero{position:relative;background:var(--deep);color:#d4e0e7;overflow:hidden}
.hero .wrap{position:static;display:block;padding-top:120px;padding-bottom:110px}
.hero .wrap>div{position:relative;z-index:1;max-width:720px}
.hero figure{position:absolute;inset:0;margin:0;z-index:0}
.hero figure img{width:100%;height:100%;object-fit:cover;object-position:55% 30%}
.hero::after{content:"";position:absolute;inset:0;z-index:0;background:linear-gradient(90deg,rgba(6,31,46,.96) 0%,rgba(6,31,46,.8) 45%,rgba(6,31,46,.25) 80%),linear-gradient(0deg,rgba(6,31,46,.9),transparent 40%)}
.hero h1{font-family:var(--head);font-stretch:72%;font-weight:800;font-size:clamp(54px,8vw,104px);line-height:.92;letter-spacing:-.005em;text-transform:uppercase;color:var(--cream);margin-bottom:26px}
.hero h1 em{display:block;background:none;color:var(--gold);font-family:var(--head);font-stretch:85%;font-weight:600;text-transform:none;font-size:clamp(24px,2.6vw,30px);letter-spacing:0;line-height:1.2;margin-top:26px;padding-top:20px;border-top:3px solid var(--gold);width:fit-content}
.hero .eyebrow{color:var(--jade)}
.hero p.lede{font-size:clamp(17px,1.5vw,19px);max-width:540px;color:#d4e0e7}
.hero .btn.line{box-shadow:inset 0 0 0 1.5px rgba(255,250,240,.6);color:var(--cream)}
.hero .btn.line:hover{background:var(--cream);color:var(--navy)}
/* inner-page header band */
.hero.sub::after{display:none}
.hero.sub .wrap{padding-top:70px;padding-bottom:70px}
.hero.sub .wrap>div{max-width:900px}
.hero.sub h1{font-family:var(--sans);font-stretch:100%;text-transform:none;font-size:clamp(36px,4.8vw,58px);line-height:1.05;letter-spacing:-.03em;margin-bottom:18px}
.hero.sub h1 em{display:inline;color:var(--gold);font-family:inherit;font-stretch:inherit;font-weight:inherit;font-size:inherit;letter-spacing:inherit;line-height:inherit;margin:0;padding:0;border:0;text-transform:none}
.crumbs{font-size:13.5px;color:#9fbccb;margin:0 0 22px}
.crumbs a{color:#9fbccb;text-decoration:none}.crumbs a:hover{color:var(--gold)}
.crumbs span{opacity:.6;margin:0 8px}

/* trust bar */
.trust{background:var(--deep);border-top:1px solid rgba(255,250,240,.12);color:#c6d6e0}
.trust .wrap{display:grid;grid-template-columns:repeat(4,1fr)}
.trust div{padding:20px;border-left:1px solid rgba(255,250,240,.12)}
.trust div:first-child{border-left:0;padding-left:0}
.trust b{display:block;font-family:var(--head);font-stretch:80%;font-size:19px;font-weight:700;text-transform:uppercase;letter-spacing:.02em;color:var(--cream)}
.trust span{font-size:13.5px;color:#a9c0cd}

/* sections */
.sec{padding:100px 0}
.sec.tight{padding:72px 0}
.sec.stone{background:var(--stone)}
.sec.dark{background:var(--navy);color:#c6d6e0}
.sec.dark h2,.sec.dark h3{color:var(--cream)}
.sec.dark .eyebrow{color:var(--jade)}
.sec.dark em{background:none;color:var(--gold)}
.head{max-width:740px;margin-bottom:46px}
.head.center{margin-left:auto;margin-right:auto;text-align:center}
.head.center .eyebrow{justify-content:center}
.lead{font-size:18.5px;color:var(--muted)}
.sec.dark .lead{color:#b9cbd6}

.grid{display:grid;gap:20px}
.g3{grid-template-columns:repeat(3,1fr)}.g2{grid-template-columns:repeat(2,1fr)}.g4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:28px 26px;transition:transform .2s,box-shadow .2s}
a.card{display:block;text-decoration:none;color:inherit}
a.card:hover{transform:translateY(-4px);box-shadow:0 24px 44px -28px rgba(9,46,67,.5)}
.card .n{display:block;font-size:13px;font-weight:700;letter-spacing:.1em;color:var(--teal);margin-bottom:18px}
.card p{color:var(--muted);margin:0;font-size:16px}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font-weight:700;color:var(--teal);font-size:15px}
.card .more svg{width:16px;height:16px}

.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.top{align-items:start}
.photo{margin:0;position:relative;border-radius:14px;overflow:hidden;aspect-ratio:5/4;border:6px solid #fff;box-shadow:0 30px 60px -30px rgba(9,46,67,.55)}
.photo img{width:100%;height:100%;object-fit:cover}

.checks{list-style:none;padding:0;margin:22px 0 0;display:grid;gap:12px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-weight:600;color:var(--navy)}
.checks li::before{content:"";flex:0 0 24px;height:24px;margin-top:1px;border-radius:50%;background:var(--navy) url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='m6 12.5 4 4 8-9' fill='none' stroke='%23f3c55c' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/></svg>") center/14px no-repeat}
.checks.light li{color:var(--cream)}
.checks.light li::before{background-color:var(--gold);background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24'><path d='m6 12.5 4 4 8-9' fill='none' stroke='%23092e43' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'/></svg>")}

.ruler{height:10px;border-top:2px solid var(--navy);background:repeating-linear-gradient(90deg,var(--navy) 0 1.5px,transparent 1.5px 18px) top/100% 10px no-repeat}
.steps{counter-reset:s;list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0}
.steps li{counter-increment:s;padding:24px 24px 10px 0}
.steps li::before{content:counter(s,decimal-leading-zero);display:block;font-size:13px;font-weight:700;letter-spacing:.1em;color:var(--teal);margin-bottom:6px}
.steps h3{font-size:22px;margin-bottom:6px}
.steps p{margin:0;color:var(--muted);font-size:15.5px}

/* "this is for you" */
.jobs{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.job{display:flex;align-items:center;gap:14px;padding:18px 18px;border:1px solid rgba(255,250,240,.15);border-radius:10px}
.job svg{flex:0 0 26px;width:26px;height:26px;color:var(--gold);fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.job p{margin:0;font-family:var(--head);font-stretch:80%;font-weight:700;font-size:20px;line-height:1.15;text-transform:uppercase;color:var(--cream)}
.punch{margin:42px 0 0;font-family:var(--head);font-stretch:76%;font-weight:800;font-size:clamp(30px,4vw,48px);line-height:1.02;text-transform:uppercase;color:var(--cream)}
.myth{background:#fff;border:1px solid var(--line);border-radius:12px;padding:26px}
.myth .m{font-weight:700;font-size:19px;color:var(--muted);margin:0 0 12px}
.myth s{text-decoration-color:rgba(194,59,59,.8);text-decoration-thickness:2px}
.myth .t{margin:0}
.myth .t b{color:var(--teal)}

/* signup */
.signup .more-link{margin-top:26px}
.signup .more-link a{color:var(--gold);font-weight:700;display:inline-flex;align-items:center;gap:6px}
.signup .more-link svg{width:16px;height:16px}
.formcard{background:#fff;border-radius:16px;padding:30px 28px 24px;color:var(--text);box-shadow:0 40px 70px -40px rgba(0,0,0,.6);scroll-margin-top:90px}
.field{margin-bottom:14px}
.field label{display:block;font-weight:600;font-size:14.5px;margin-bottom:6px;color:var(--navy)}
.field input{width:100%;height:52px;padding:0 14px;font:inherit;font-size:16px;color:var(--text);background:var(--cream);border:1.5px solid #c3ccd2;border-radius:8px;outline:none}
.field input:focus{border-color:var(--teal);background:#fff;box-shadow:0 0 0 4px rgba(128,224,252,.35)}
.consent{display:flex;gap:12px;align-items:flex-start;margin:18px 0 8px;font-size:12.5px;line-height:1.5;color:#344e60;cursor:pointer}
.consent input{flex:0 0 20px;width:20px;height:20px;margin:1px 0 0;accent-color:var(--teal)}
.terms{font-size:11px;line-height:1.55;color:#526472;margin:0 0 20px 32px}
.formnote{font-size:13px;color:var(--muted);text-align:center;margin:14px 0 0}
.formerr{margin-top:14px;font-size:14px;padding:12px 14px;border-radius:8px;background:#fff0ef;border:1px solid #c23b3b;color:#8d1b1b}
.formok{text-align:center;padding:30px 10px}
.formok:focus{outline:none}
.formok h3{color:var(--navy);font-size:28px}
.hp{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}

/* answer box (AEO) */
.answer{background:#fff;border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:0 12px 12px 0;padding:22px 26px;margin:0 0 40px}
.answer b{display:block;font-size:12.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin-bottom:8px}
.answer p{margin:0;color:var(--text);font-size:18px;line-height:1.6}
.answer em,.prose em{background:none;color:inherit;font-style:italic}

/* article */
.prose{max-width:760px}
.prose h2{margin-top:52px;font-size:clamp(28px,3.2vw,36px)}
.prose h3{margin-top:28px}
.prose ul,.prose ol{padding-left:22px;margin:0 0 18px}
.prose li{margin-bottom:8px}
.prose li::marker{color:var(--teal);font-weight:700}
.prose table{width:100%;border-collapse:collapse;margin:22px 0 28px;font-size:15.5px;background:#fff;border:1px solid var(--line);border-radius:12px;overflow:hidden}
.prose th,.prose td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{background:var(--navy);color:var(--cream);font-size:13px;letter-spacing:.08em;text-transform:uppercase}
.prose tr:last-child td{border-bottom:0}
.tablewrap{overflow-x:auto}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:64px;align-items:start}
.aside{position:sticky;top:96px;display:grid;gap:18px}
.box{background:var(--navy);color:#c6d6e0;border-radius:12px;padding:26px 22px}
.box h3{color:var(--cream)}
.box p{font-size:15px;color:#b9cbd6}
.box .btn{width:100%;min-height:50px;font-size:14px}
.toc{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 22px;font-size:15px}
.toc b{display:block;font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin-bottom:8px}
.toc a{display:block;color:var(--text);text-decoration:none;padding:7px 0;border-top:1px solid var(--line)}
.toc a:first-of-type{border-top:0}
.toc a:hover{color:var(--teal)}
.meta{font-size:14px;color:var(--muted);margin:0 0 30px}
.note{font-size:14px;background:var(--stone);border-left:4px solid var(--gold);border-radius:0 8px 8px 0;padding:16px 18px;margin:30px 0}

/* faq */
details{border-bottom:1px solid var(--line)}
summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px;align-items:center;padding:20px 0;font-size:18px;font-weight:700;color:var(--navy);line-height:1.3}
summary::-webkit-details-marker{display:none}
summary::after{content:"+";flex:0 0 30px;height:30px;display:grid;place-items:center;border-radius:50%;background:var(--navy);color:var(--gold);font-size:20px;transition:transform .2s}
details[open] summary::after{transform:rotate(45deg)}
details .a{padding:0 0 22px;color:var(--muted);max-width:760px}
details .a p:last-child{margin:0}
.faqgroup{margin-bottom:52px}
.faqgroup>h2{font-size:30px;margin-bottom:6px}

/* closing band (emotion) */
.cta{background:var(--deep);border-radius:16px;padding:76px 44px;text-align:center}
.cta h2{font-family:var(--head);font-stretch:74%;font-weight:800;font-size:clamp(40px,6vw,76px);line-height:.95;text-transform:uppercase;letter-spacing:0;color:var(--cream);margin-bottom:18px}
.cta p{color:#b9cbd6;max-width:540px;margin:0 auto}
.cta .btns{justify-content:center}

/* footer */
.ftr{background:var(--deep);color:#8fb0c2;padding:70px 0 40px;font-size:15px}
.ftr .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.ftr h4{font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.ftr a{display:block;color:#a9c0cd;text-decoration:none;padding:5px 0}.ftr a:hover{color:#fff}
.ftr .logo{margin-bottom:14px}
.ftr .legal{border-top:1px solid rgba(255,255,255,.1);margin-top:46px;padding-top:24px;font-size:13px;display:grid;gap:8px}
.ftr #broker{color:var(--cream);font-weight:600}
.ftr .eho{display:flex;align-items:center;gap:8px;color:var(--cream);font-weight:600}
.ftr .eho svg{width:24px;height:24px}

.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}

@media(max-width:1100px){
  .burger{display:grid;place-items:center}
  .nav{position:absolute;top:68px;left:0;right:0;background:var(--deep);flex-direction:column;align-items:stretch;padding:10px 20px 22px;border-bottom:1px solid rgba(255,250,240,.12);display:none;gap:2px}
  .nav.open{display:flex}
  .nav a{padding:14px 12px;font-size:17px}
  .nav a.cta{margin:10px 0 0;text-align:center}
}
@media(max-width:980px){
  .wrap{padding:0 22px}
  .split,.layout{grid-template-columns:1fr;gap:44px}
  .hero::after{background:linear-gradient(180deg,rgba(6,31,46,.8),rgba(6,31,46,.72) 45%,rgba(6,31,46,.95))}
  .hero .wrap{padding-top:80px;padding-bottom:80px}
  .g3,.g4,.steps,.jobs{grid-template-columns:1fr 1fr}
  .aside{position:static}
  .trust .wrap{grid-template-columns:1fr 1fr}
  .trust div{padding:14px 12px}
  .trust div:nth-child(3){border-left:0;padding-left:0}
  .ftr .cols{grid-template-columns:1fr 1fr}
  .sec{padding:76px 0}
}
@media(max-width:620px){
  body{font-size:16.5px}
  .g3,.g2,.g4,.steps,.jobs{grid-template-columns:1fr}
  .steps li{padding-right:0}
  .hero h1{font-size:50px}
  .cta{padding:52px 22px}
  .ftr .cols{grid-template-columns:1fr}
  .btn{width:100%}
  .formcard{padding:24px 18px 20px}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation:none!important;transition:none!important;scroll-behavior:auto!important}.reveal{opacity:1;transform:none}}